We add value

Recent evidence clearly demonstrates the value of financial advice:

A 2017 report by Royal London and the International Longevity Centre showed that, on average, people who work with a financial adviser boost their assets by up to £43,245.

A recent study by Vanguard identified seven key areas where advisers can add value, estimating values for each area. The total sum was discovered to be around 3% per annum.

With that in mind, this is how we work.

Unlike many firms, our fees are not calculated as a percentage of the value of our clients’ investment portfolios. We feel this practice is old-fashioned and inappropriate for our clients.

For us, it’s not about how much money you have, but how much value we can add to you.

We ensure our fees are explained thoroughly and agreed before we start any work. Our clients can also choose the basis on which we are paid, either on a “time spent” basis or project fee, whether we are working on an initial financial plan or providing ongoing services.

We can recommend what will be best for your circumstances, as this will be entirely dependent on the complexity of your situation.